i've used Carnival and Travel Guard insurance and they have to be obtained within two weeks of the booking Or 30 days prior to travel and depending on the type policy (you can pick and choose type with Travel Guard) pre-existing condition is in effect 60 days prior to travel. Always call Carnival, especially with a time sensitive issue but no one will issue insurance in the last few days. once your trip is paid in full you can not purchase the protection plan except at booking.
Carnival Legend - 11/7/10 - Cozumel, Roatan, Belize, Grand Cayman
Carnival Fantasy - 3/12/11 - Key West, Freeport, Nassau
Carnival Fantasy - 5/14/11
Carnival Fantasy - 8/25/11 - Bermuda - NOT - Hurricane Irene sent us to Key West and Cozumel
Carnival Liberty - 2/18/12 - San Juan, St. Thomas, Grand Turk, Half Moon Cay
Carnival Dream - 5/12/12 - Costa Maya, Roatan, Belize, Cozumel
Carnival Fantasy - 11/18/12
Carnival Freedom - 3/9/13 - Tortola, Antiqua, St. Thomas, Nassau
Carnival Glory - 5/19/13
Carnival Fantasy - 10/6/13 - Grand Turk, Half Moon Caye, Nassau #10
Carnival Dream - 12/14/13 - Nassau, St. Thomas, St. Maarten
Carnival Freedom - 2/22/14 - St. Thomas, Antiqua, Tortola, Nassau
Carnival Breeze - 8/16/14 - St Kitts, St Maarten, Grand Turk, Nassau
Carnival Sunshine - 2/7/15 - Aruba, Curacao, Grand Turk
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