Man! Glad I wasn't the only one having that problem with shareholder credit. I had to push and push for almost 3 weeks to get mine applied, but it is there now, just a few weeks to cruise!
Hmmmmm, wonder about this Carnival MasterCard promo?
Just called them. The promo is on their web site as well she indicated to me, so I am going to check it out. Must be done at least 15 days prior to cruise. She indicated it is under the redeem points tab somewhere.
She indicated there are two options...
Redeem for OBC or statement credit.
As a side note, I asked for another APR rate drop, and got it lowered again!!!
They are also offering a 0% APR until Feb of 2014 for balance transfers!