LOW
PROMO APR
Get 0% promotional APR for 6 months on Carnival cruise bookings. After that, a variable APR will apply, either 20.24%, 26.24%, or 29.99%, depending on your creditworthiness. 1
EARN
20,000 FUNPOINTS
Earn 20,000 FunPoints after first purchase or balance transfer. That's enough to redeem for a $200 statement credit towards your next cruise.2
10%
Statement credit
Get 10% back as a statement credit when you book a Carnival shore excursion on Carnival.com prior to your cruise. 2
2X FunPoints
Earn 2X FunPoints for every dollar spent on any purchases with Carnival Cruise Line AND with the brands of the World's Leading Cruise Lines. 2
1X FunPoints
Count on earning a FunPoint for every dollar spent on all other purchases. 2
No annual fee and no foreign transaction fees
Enjoy greater freedom with no annual fee and no foreign transaction fees on international purchases. 1
Low intro APR on balance transfers
0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 20.24%, 26.24%, or 29.99%, based on your creditworthiness. There is a fee for balance transfers. 1
Redeem points on Carnival purchases
Redeem for statement credits toward any Carnival purchase, onboard experiences, and more. Redemptions start at 5,000 FunPoints for a $50 statement credit toward an eligible Carnival Cruise Line purchase in the last 180 days. 2