Low intro APR on balance transfers
0% intro APR for 15 months on balance transfers made within
45 days of account opening.
After that, a variable APR will apply, 19.24%, 25.24%, or 29.24%, based on your
There is a fee for balance transfers.
Redeem points on Carnival purchases
Redeem for statement credits toward any Carnival purchase, onboard experiences, and more.
Redemptions start at 5,000 FunPoints for a $50 statement credit toward an eligible Carnival Cruise
Line purchase in the last 180 days.