Financing Powered by Flex Pay​

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    BOOK TODAY. PAY OVER TIME.

    Pre-qualify and see how much you can spend with low monthly payments.†

    Ready to book your dream cruise vacation? Lock it in today with AS LITTLE AS ZERO DOWN, plus INTEREST-FREE PAYMENTS, for up to 18 months.† Find out now if you pre-qualify for a loan through Flex Pay — don't worry, checking your eligibility won't impact your credit score. Let's make your next vacation a reality.

    PRE-QUALIFY NOW

    UP TO $100† STATEMENT
    CREDIT ON SELECT
    2026 SAILINGS

    Get exclusive savings on select
    sailings just by choosing Financing
    Powered by Flex Pay at checkout.

    BOOK NOW
    Sailings Eligible for $50 Credit
    Carnival Breeze • Carnival Conquest • Carnival Elation • Carnival Paradise • Carnival Radiance • Carnival Sunrise • Carnival Valor
    Sailings Eligible for $100 Credit
    Carnival Horizon • Carnival Liberty • Carnival Magic • Carnival Miracle • Carnival Panorama • Carnival Spirit

    3 EASY STEPS TO FINANCING POWERED BY FLEX PAY

    STEP #1:

    During checkout, choose Financing Powered by Flex Pay as your method of payment.


    STEP #2:

    Complete an easy, commitment-free application and get a quick decision.


    STEP #3:

    If approved, make monthly payments until your loan is paid in full. Enjoy your cruise!


    Have questions? Check out our FAQs.
    I'm ready to plan my cruise vacation!
    SHOP SAILINGS
    † To be eligible for the statement credit, you must book a qualifying 2026 sailing using Flex Pay as your payment method and make one successful on-time monthly payment toward your loan balance. The credit will be applied to your loan balance within 60 days of that payment and will be applied first to accrued interest, then to principal. The credit does not change the terms of your loan. The credit may partially or fully satisfy an upcoming monthly payment, reducing or eliminating the payment due for that billing cycle, but it does not eliminate future payment obligations if a balance remains. Review your account after the credit is applied to confirm your updated balance and next payment amount. You could pay as little as $0 today. Down payment may be required. Based on a purchase price of $1,122, you could pay a down payment of $65.89 today, followed by 18 monthly payments of $65.98 at 15% APR. APRs range from 0%-36%; 0% APR available to all approved applicants on select terms. Actual terms are based on your credit score and other factors and may vary. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by lending partnersIndicates external site which may or may not meet accessibility guidelines. Opens in a new window.. Privacy PolicyIndicates external site which may or may not meet accessibility guidelines. Opens in a new window.. Terms of UseIndicates external site which may or may not meet accessibility guidelines. Opens in a new window.. Upgrade, Inc. (NMLS #1548935) holds the following state licensesIndicates external site which may or may not meet accessibility guidelines. Opens in a new window. and does business under the following DBAsIndicates external site which may or may not meet accessibility guidelines. Opens in a new window.. Flex Pay's Address: 275 Battery St 23rd Floor, San Francisco, CA 94111